How We Can Help
Dream Tax Service Inc. helps individuals, families, students, and small business owners with tax preparation and step-by-step support for IRS and state tax problems. Our services include:
Tax Preparation | Liens, Levies & Garnishments | IRS Audits | Payment Plans | Offer in Compromise | Penalty Relief | Innocent Spouse Relief | Business Formation | SBA Loan Documents | Business Credit | Mortgage Readiness | Veterans
With more than 25 years of experience, Dream Tax Service prepares accurate federal and state returns and files them electronically whenever possible. We can also help you catch up on prior-year returns and correct mistakes on returns you’ve already filed.
Fee note: If your preparation fee is paid from your refund and the IRS holds or reduces that refund, we’ll bill you for the fee directly.
A tax lien notice, a frozen bank account, or a garnished paycheck can feel overwhelming, but you have options. We help you understand what your notice means, which deadlines apply, and what relief may be available.
Act quickly: You generally have 30 days after a Final Notice of Intent to Levy to request a hearing. The sooner you contact us, the more options you may have.
Most IRS audits are handled entirely by mail and focus on specific items on your return. Selection doesn’t necessarily mean you did something wrong, but you must respond by the deadline on the letter.
If you can’t pay your tax bill in full, the IRS offers payment plans that let you pay over time. Many taxpayers qualify to set one up online, depending on the amount owed.
An Offer in Compromise lets some taxpayers settle their tax debt for less than the full amount. The IRS looks closely at your income, expenses, and the equity in your assets, and many offers are not accepted, so it’s important to see whether you qualify before applying.
If an offer isn’t a good fit, we’ll help you look at other options, like a payment plan.
Penalties and interest can make a tax debt grow quickly. The IRS may remove certain penalties if you have a good compliance history (First-Time Abatement) or a reasonable cause, such as a serious illness, a death in the family, or a natural disaster.
When you file a joint return, both spouses are usually responsible for the tax. If your spouse or former spouse underreported income or claimed improper deductions without your knowledge, you may qualify for relief.
Deadlines can apply, so don’t wait to get started.
Articles of incorporation (or articles of organization for an LLC) are the documents filed with your state to create your business.
For legal advice about liability, contracts, or ownership agreements, please consult a business attorney.
Most SBA loans are made by banks and other lenders and partially guaranteed by the U.S. Small Business Administration. Lenders will want organized, accurate financial records.
Loan approval and terms are decided by the lender.
Building credit in your business’s name can help separate business and personal finances and prepare you for future financing.
Getting ready before you apply for a mortgage can save time and stress. We help you review the areas lenders look at most: credit, debt-to-income ratio, and documentation.
We are not a mortgage lender or loan originator. Loan approval is decided by the lender.
As a U.S. Navy veteran, Vernice understands the questions veterans and their families face. We help with veteran-specific tax questions and can connect you with free, VA-accredited representatives, such as the DAV, VFW, and American Legion, for help filing VA benefit claims.
Please note: Dream Tax Service provides tax preparation, document preparation, and guidance. We are not attorneys, CPAs, or Enrolled Agents and do not represent clients before the IRS. If your situation calls for representation, we’ll tell you and help you find the right professional. The information on this page is general and is not legal advice.